[Download] "State Farm Fire & Casualty Co. v. D.T.S" by Eastern District, Division Four Court of Appeals of Missouri " Book PDF Kindle ePub Free
eBook details
- Title: State Farm Fire & Casualty Co. v. D.T.S
- Author : Eastern District, Division Four Court of Appeals of Missouri
- Release Date : January 23, 1993
- Genre: Law,Books,Professional & Technical,
- Pages : * pages
- Size : 64 KB
Description
Defendants, D.T.S., Jr., D.T.S., Sr., E.A.S., and L.K., appeal from a declaratory judgment in favor of the plaintiff, State Farm Fire & Casualty Company. The trial court ruled that L.K.'s homeowners insurance policy, issued by State Farm, did not cover L.K.'s liability to D.T.S., Jr., or his parents. We affirm. L.K. was a fifth grade teacher in the Parkway School District during the 1987/1988 school year. D.T.S., Jr., was one of her students through the course of that year. During the summer after the school year ended, D.T.S., Jr., frequently telephoned L.K. At first, these conversations centered around D.T.S., Jr.'s family problems but then became sexual in nature. In August of 1988, L.K. brought D.T.S., Jr., to her home while both her children and her husband were away. While in the home, D.T.S., Jr., and L.K. kissed and fondled each other. She performed an act of fellatio, and they unsuccessfully attempted sexual intercourse. In October, L.K. brought D.T.S., Jr., to her parents' home while they were away on vacation. L.K. and D.T.S., Jr., twice engaged in sexual intercourse that afternoon. Following their discovery of these incidents, D.T.S., Sr., and E.A.S., along with their son, brought a suit seeking money damages against L.K. State Farm brought an action for declaratory judgment to determine if L.K.'s homeowners policy covered any liability which L.K. might incur from these incidents.